Summary: Empowered Kapital is a financial education and trading simulation platform. All trading is simulated with virtual money. We are not a bank, broker, or financial advisor. By using the platform, you agree to these terms.
Empowered Kapital ("the Platform", "we", "us") is operated by Empowered Kapital and provides:
The Platform is designed for educational purposes. No real money is invested, traded, or at risk when using the simulation features.
When creating an account, you agree to:
We reserve the right to suspend or terminate accounts that violate these terms.
⚠ Important: All trading on Empowered Kapital is simulated. Virtual portfolios, prices, profits, and losses are for educational purposes only. Past simulated performance does not indicate future real-world results. Stock prices displayed are simulated and may not reflect actual market prices.
Empowered Kapital does not:
A1, the AI Mentor, is an educational tool powered by artificial intelligence. Its responses are:
Always consult a qualified financial advisor before making real investment decisions.
The free plan provides access to core platform features at no cost. No credit card is required.
Paid subscriptions are billed monthly or annually as selected at checkout. Payments are processed securely through Stripe. By subscribing, you agree to:
We offer a 14-day refund policy from the date of your first payment. If you are not satisfied, contact us at Fabianthandersen@hotmail.com within 14 days for a full refund. After 14 days, refunds are not available for the current billing period, but you may cancel at any time to prevent future charges.
Promotional codes may be issued at our discretion. They are non-transferable, cannot be exchanged for cash, and may have usage limits or expiration dates.
When using community features, you agree to:
We reserve the right to remove content and suspend accounts that violate these guidelines. Users can report posts for review by moderators.
All content, design, code, branding, educational materials, and features of Empowered Kapital are owned by us and protected by copyright and intellectual property laws. You may not:
We take your privacy seriously. Please refer to our Privacy Policy for full details on how we collect, use, and protect your data. Key points:
To the maximum extent permitted by law:
We may update these terms from time to time. Material changes will be communicated via email or a notification on the platform. Continued use after changes constitutes acceptance of the updated terms.
These terms are governed by the laws of Norway. Any disputes shall be resolved in the courts of Oslo, Norway.
For questions about these terms, contact us:
By creating an account or using Empowered Kapital, you acknowledge that you have read, understood, and agree to these Terms of Service.